Terms & Conditions

Agreement to Terms

By accessing or using the United Capital Mortgage Corp website and services, you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our website or services.

Use of Services

United Capital Mortgage Corp provides mortgage lending services, information, and tools through our website. You agree to use our services only for lawful purposes and in accordance with these terms.

• You must be at least 18 years of age to use our services
• You agree to provide accurate and complete information
• You are responsible for maintaining the confidentiality of any account information
• You agree not to misuse or attempt to gain unauthorized access to our systems

Mortgage Services

Information provided on our website regarding mortgage products, rates, and terms is for informational purposes only and does not constitute a commitment to lend. All mortgage applications are subject to credit approval, underwriting guidelines, and applicable laws and regulations.

• Rates and terms are subject to change without notice
• Pre-qualification and pre-approval are not guarantees of final loan approval
• All loans are subject to property appraisal and title review
• Closing costs, fees, and other charges may apply

SMS Messaging Terms of Service

United Capital Mortgage Corp

• Users can expect to receive messages regarding appointment confirmations and general milestone updates in regards to their loan application process.
• You can cancel the SMS service at any time. Just text "STOP" to +1 (888) 833-9512. After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again.
• If you are experiencing issues with the messaging program you can reply with the keyword HELP for more assistance, or you can get help directly at team@ucapitalmortgage.com or by dialing +1 (888) 833-9512.
• Carriers are not liable for delayed or undelivered messages.
• As always, message and data rates may apply for any messages sent to you from us and to us from you. You will receive messages once per week on average while your loan application is in process. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.
• If you have any questions regarding privacy, please read our privacy policy.

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of United Capital Mortgage Corp or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without our express written permission.

Disclaimer of Warranties

Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that our website will be uninterrupted, error-free, or free of viruses or other harmful components.

Limitation of Liability

To the fullest extent permitted by law, United Capital Mortgage Corp shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of use of any linked websites. Accessing third-party sites is at your own risk.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions.

Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting on this page. Your continued use of our website after changes are posted constitutes acceptance of the revised terms.

Contact Us

If you have questions about these Terms and Conditions, please contact us at: